If you (the Assured) make any claim knowing it to be false or fraudulent in respect of any loss or the amount involved, this claim could be declined and all future claims made under it could be forfeited.

Anywhere in the United Kingdom (including the Isle of Man and the Channel Islands), plus up to thirty (30) consecutive days elsewhere.The healing heart cut of the cubic zirconia is a special design element of the Pandora Timeless collection.

All products arrive with an official manufacturer's warranty, this insurance option is added protection against accidental loss, damage or theft.Embrace love in this sterling silver Pandora Elevated Heart Necklace, which comes with an adjustable 40-45 cm clasp that will allow you to wear it in two different lengths. Any cost of repair or replacement which would improve an insured item beyond its condition immediately before the occurrence of the loss or damage leading to a claim being made. A. Meacock and Others, Syndicate 727, in accordance with the authorisation granted to the undersigned under contract number UMRB0600A1612823 or any subsequent updating contract.

Keep your jewellery looking perfect with this 2-in-1 polishing cloth suitable for all Pandora jewellery. If your application is successful, you will enter into a Credit Agreement with Secure Trust Bank Plc (V12's parent company) which will be administered by V12. Care for your Pandora collection by removing jewelry before sleeping or strenuous exercise, and avoiding exposure to harsh chemicals or environments such as cleaning agents, chlorine and salt water. This is a modern take on a love token, which would be a wonderful present for a special person in your life. Any losses from baggage, clothing or other belongings unless such baggage, clothing or belonging is being carried by hand or worn by the Assured or by any other person to whom the Assured has given the insured item as a gift.You can change your choices at any time by visiting Cookie preferences, as described in the Cookie notice.