COBS 16.6 Communications to clients – life insurance, long term care insurance and drawdown pensions You should submit your CMAR within 15 business days of the end-date of the reporting period, and you can only enter data from that reporting period end-date, that is, the first day of the next calendar month. DEPP 6A The power to impose a suspension, restriction, condition, limitation or disciplinary prohibition

EG 10.6 Applications for injunctions under regulation 12 of the Unfair Terms Regulations or Schedule 3 to the CRA : the FCA 's policy Firm A may only effect such a transfer if, in advance of the transfer, it has obtained a contractual undertaking from Firm B that: DEPP 6A.4 The interaction between the power to impose suspensions, restrictions, conditions, limitations or disciplinary prohibitions and the power to impose penalties or public censuresDISP 1 Annex 4 Appropriate wording for inclusion in a final response, written acceptance or summary resolution communication WDPG App 5.1 Generating wind-down scenarios and identifying relevant management information to monitor PERG 13 Annex 3 Are you subject to the CRD and UK CRR (or allowed to be subject to the recast CAD)? [deleted] PERG 12 Annex 1 Examples of what is and is not advising on conversion or transfer of pension benefits

PERG 8.13 Exemptions applying to financial promotions concerning deposits and certain contracts of insurance CASS obligations are designed to be risk-based, in proportion to the amount of client assets held by your business.

Dear CEO letters

requirement in accordance with CASS 5.5.68 R) 2to the extent that client money is held in accordance with CASS The CMAR gives us an overview of your firm’s client money and safe custody assets (client assets) positions and holdings, as well as a view of the trends in the industry. This enables us to make regulatory interventions in relation to client assets on a timely, firm-specific or thematic basis.

MIFIDPRU 8 Annex 2R Disclosure template for information required under MIFIDPRU 8.7.1R in respect of voting rights In addition to these general duties, the CASS rules contain various requirements to notify us of specific issues (for example if a firm is unable to carry out a reconciliation or unable to pay any shortfall into a client bank account). FPCOB 15.6 Core capital resources requirement for a firm that only undertakes funeral plan distribution activityThere are three elements of the senior managers and certification regime that are particularly relevant to CASS 13.2.3R, although they do not all apply to all SMCR firms:

CASS applies directly in respect of activities conducted with or for all categories of clients. 2 2 Dear CEO letter: Adequate client assets arrangements (for firms holding client assets relating to investment business, debt management or claims management).

COBS 9 Suitability (including basic advice) (other than MiFID and insurance-based investment products) The client money rules under CASS are a complex and detailed area for good reason. The protection of client’s money is imperative. At Menzies we understand the rules and how they can impact on a company, we want to get to know you and your business so that we can provide relevant and tailored advice and help your business grow without encountering any unwelcome regulatory issues. to the trust fund mentioned in section 42(3) of the 1987 Act or an account maintained in accordance If you do not wish to hold client assets, a restriction will generally be placed on your FCA authorisation, meaning that you are not permitted to hold client assets. Restrictions on holding client assets are shown against firms’ records on the Financial Services Register.